1. It's congratulations.
2. The whole "race" doesn't seem at all premeditated, therefore I find it hard to comprehend why you think that the made up person owes you any money, as shown by the "I roll up next to you at tha stop light." talk.
3. Anyone who "need to look down to see [you]" shouldn't be racing for money anyway.
4. If they're "street racing" they wouldn't be at a stop light, but presumably on a dark street far away from traffic.
5. How is that "Mustang appropriate"?
6. You're really not even that good at making up a story...I can at least give props to the guys who make up their stories but are amusing (you're not one of em).