ive got a 2002 monte carlo as a DD .. this will be sitting in the garage with a cover on it 99% of the time and will only be pulled out to take to a car show or just for a sunday cruise once in a blue moon - the other 1%.
as far as waiting till im 25 and can afford it, im 23 and live about an hour from the chicago loop and make more then both my parents combined ... granted they live in a town of 25k people back in iowa between iowa city & the quad cities so there is a small cost of living difference.
i guess i kind of worded it badly in the original post about my grandma floating the loan.
im not sure how much she is going to charge me for it but i could pay it 100% cash up to a very fair amount if i really wanted to, but its better for her tax wise to just float the loan herself and me pay her so much each month rather then getting 1 lump sum due to her being retired and all it would mess with her 2008 taxes.
Also if its appraised at anything higher then $10k she cant write it off as a gift becuase then youd have the gift tax. If i were married then technically it could be wrote off as a gift to me and my spouse as long as its appraised for $20k of less and the title/registration was in both names.
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im not sure if the interior was repainted or not, i dont have the paperwork here at my house as its still at my parents place in iowa but ill be back there the weekend after mothers day so i can look through it all.
some of the "hospital room white"

is caused by my camera. i didnt take much time setting up the white balance or anything else and just snapped some pictures to have while i look for insurance. the lens i used has VERY good color saturation and produces very vivid colors. -- photography is a hobby so i have some semi-pro/pro equipment.
it is actually slightly less white then what it appears in the pictures, just like it really needs to be detailed but you wouldnt know with the pictures - aside from the dust haha. The shine/glisten of the paint is not that prevelent in person.