I can't belive Esurance wants 250 bucks a month to insure my 1978 Mustang II, 250 a month WOW. I'm 18, PERFECT driving record, good grade discount all that jazz. But I guess having no tickets counts for nothing. It's ****ing 30 years old and still want 250 a month. OH and a ford lightning they want 310 a month. How come a supercharged v8 truck is only 60 more than a tin can N/A v8? I don't get it.

Sure i'm ONLY 18 but come on 250??

Insurance is such a scam, who needs it, what's it good for? Nothing. Does it protect you from tickets, no. It doesn't pay for it. Accidents, it really doesn't do anything for you. It's not like you couldn't make the person who hit you pay for your damage, if they don't that's why they have small claims courts, and municipal courts.

why should insurance pay for breaking the law?

they still aren't a bunch of angels though. several people have to get on their insurance's ass to get cash for a wrecked car or whatever payment their insurance covers.

You're 18. Statistically you're a threat.

yes

My 05 V6 is $425 a month. My girlfriends 06 V6 convertible is $60 a month.

[:@]

^^same companies?!

statistically girl drivers<dude drivers

My golf is $4600 (approx) a year, i turn 18 in about a week, I have 1 ticket, took drivers ed so theres that "discount"

My new car next weekend will bring my insurance down to about $4000 a year......


like ****

ive never hit anything, never come close to being in an accident

my 1 ticket was just me being a jackass doing 84 in a 50 (nothing was around (but the cop))

so i drive right now a car I paid $1300 for, and I pay $4600 a year for NOTHING

lulzzz


600$ a year

im 17, turning 18 in like 2months

You could always find something that you can afford. You could save some money along the way and cash ina few years down the road on something sweet. Some people think that just because they can afford the car payment, that they can afford the car.

400 dollars a year almost 19 but i have mad discounts..like multiple cars and cause my parents insure the house with the same company..godo grades stuff like that

Mine is $600 for full coverage. By the way that's $600 per year. You'll like your 25th b-day I guarantee it.

i paid 240 a month on my 97 GT with 3 speeding tickets @ 18 years old full coverage

ORIGINAL: SKAR

My golf is $4600 (approx) a year, i turn 18 in about a week, I have 1 ticket, took drivers ed so theres that "discount"

My new car next weekend will bring my insurance down to about $4000 a year......


like ****

ive never hit anything, never come close to being in an accident

my 1 ticket was just me being a jackass doing 84 in a 50 (nothing was around (but the cop))

so i drive right now a car I paid $1300 for, and I pay $4600 a year for NOTHING



WTF? when has drivers ed become optional?

Younger people have higher insurance rates. It also depends on how good your coverage is.

ORIGINAL: dubarado

^^same companies?!

statistically girl drivers<dude drivers


try telling the insurance companies that. men's insurance rates are always higher than women's.

ORIGINAL: ÅЯđồľŀễŗ

ORIGINAL: dubarado

^^same companies?!

statistically girl drivers<dude drivers


try telling the insurance companies that. men's insurance rates are always higher than women's.



no they're not...At least I know a girl with similar car to mine, pays more than I do, both Allstate @ 18 years old

I have payed about $900 a year for insurance since Ibought my car, at age 16:D.

i pay 1100 every 6 months[:@]:(





for 2 cars. thank god i will get my discounts back in october

I think people are retarded for paying more in insurance than the car is worth due to their age. That is a rediculous waste of money. I pay $200 a month for my stangs and truck, full coverage, full modifications coverage, $45 a day rental car, expenses for if I get in a wreck out of town are covered, all kinds of stuff. It just dropped by $40 last month since I hit 6 months with progressive. As soon as me and the gf get married and buy our house it'll go down again.

As long as you are a high risk, oyou gotta pay to play, once your risk drops, you're less inclined to play and therefore your risk of loss drops.

You want the solution to all your insurance needs? Move to Saskatchewan:D.

Ride a bike.

drivers ed is optional in Canada

it was like $950 and the only thing I can say I didnt kow how to do was properly parallel park....

so for $950 i learned a method of parking I have yet to actually use......

I know it's because i'm 18, and we (teenagers) have to litterly pay money for the stupid asses that don't know how to drive. I don't get that at all, why can't they judge me by my driving record for 2 years? It's such a scam man i don't believe it. I have litterly wasted so much money for nothing because I haven't got in one accident, so there is no point in me paying that much for somethng I have no use for.

Insurance is a bigggg scam.

ORIGINAL: SKAR

drivers ed is optional in Canada

it was like $950 and the only thing I can say I didnt kow how to do was properly parallel park....

so for $950 i learned a method of parking I have yet to actually use......



that is retarded no wonder some hiperformance cars arnt aloud in canada

ORIGINAL: atomsk680

ORIGINAL: SKAR

drivers ed is optional in Canada

it was like $950 and the only thing I can say I didnt kow how to do was properly parallel park....

so for $950 i learned a method of parking I have yet to actually use......



that is retarded no wonder some hiperformance cars arnt aloud in canada



thats in no way related to not having mandatory drivers ed....

to get your motorcycle license you have to take the course, but for a drivers license its a written test, then 2 road tests

some cars cant be imported because of our requirements (crash test usually kills off some sweet cars) but theres always ways around "the law"

You say insurance is a big scam now. If one day something happens and you actually need it, you'll be glad you have it.

It doesn't matter if you've had a perfect record for two years. In the grand sceme of it all two years is nothing. It's not enoughexperience to consider someone a 'good'driver.

ORIGINAL: The stang II

Insurance is such a scam, who needs it, what's it good for? Nothing. Does it protect you from tickets, no. It doesn't pay for it. Accidents, it really doesn't do anything for you. It's not like you couldn't make the person who hit you pay for your damage, if they don't that's why they have small claims courts, and municipal courts.




It protects you from the ticket you will get if you don't have it.

Accidents......doesn't do anything for you.......I guess you have never had one

Have the person who hit you pay for it......I guess you don't have illegals or poor people where you live??

Have you ever considered some scum bag who hits you with no insurance and no assets who leaves you a cripple for life......go ahead and sue them.....what do you think you will get?

[sm=headbang.gif]

ORIGINAL: atomsk680

ORIGINAL: SKAR

My golf is $4600 (approx) a year, i turn 18 in about a week, I have 1 ticket, took drivers ed so theres that "discount"

My new car next weekend will bring my insurance down to about $4000 a year......


like ****

ive never hit anything, never come close to being in an accident

my 1 ticket was just me being a jackass doing 84 in a 50 (nothing was around (but the cop))

so i drive right now a car I paid $1300 for, and I pay $4600 a year for NOTHING



WTF? when has drivers ed become optional?



Depends on what you mean optional. Like before or after the ticket? If it's after it's probably just defensive driving, ask the courts about that, and if you ment before then it probably depends on your state.

You guys who dn't think insurance is a scam are not thinking clearly. Sure NOW you need it, but who ever invented car insurance knew it was just going to bring him the money. Say it weren't even around, you get in an accident, guess what? If it wasn't my fault, I would most def get alllll the info and say, if you don't pay, i'm bringing you to court. I would make them sign a paper saying they would. Then bring it to court. Because what does insurance do now?? You have to wait and wait and waitand wait and wait and wait andwait and wait to get the money, (if you ever do) and it's doing the same thing I can do for free.

It's a money pit, and you don't need it.

Sure you can say bring them to court nothing will happen but either way i would still hve to pay alittle out of my pocket,if they totalled my car. The only way i see insurance remotely worth it, is if you get your car stollen.and even then you still pay more than half the price of the car.

:eek:

I mean drivers ed as before the ticket

im in Canada[8D]

if you take drivers ed it cuts 4 months off the time you have your g1 (learners) until when you can get your g2 (basically full license)

it gives a discount on insurance but not much

and the ticket was just money, no points, and my insurance doesnt know about it yet.....

Insurance is for people like me who drive cars with value and care about them to be repaired when someone hits me with their beater that can barely afford to buy groceries. If there were no insurance, I would have to fix my car out of my own pocket, how is that fair?

IMO i think it's bs that I have to get Auto insurance. I have never had an accident and if I had all the money that I had paid for insurance back then I would have thousands of dollars.

Complete BS IMO.

ORIGINAL: atomsk680

ORIGINAL: SKAR

My golf is $4600 (approx) a year, i turn 18 in about a week, I have 1 ticket, took drivers ed so theres that "discount"

My new car next weekend will bring my insurance down to about $4000 a year......


like ****

ive never hit anything, never come close to being in an accident

my 1 ticket was just me being a jackass doing 84 in a 50 (nothing was around (but the cop))

so i drive right now a car I paid $1300 for, and I pay $4600 a year for NOTHING



WTF? when has drivers ed become optional?



A lot of states don't have drivers ed anymore. I live in Florida and we don't have it. Schools can't afford to insure their student drivers. You can take a driving course through an outside instructor, but you're gonna pay out your *** for it.
Btw, this is why Florida drivers suck.

Finally someone who agrees with me, it's a scam.

In Qatar you buy your insurance with your car, no monthly payments or renewals, there are no "accidents", and noone is at fault. A collision merely the will of Allah. It's government controlled and there are no ****ty cars on the streets. You can't pass inspection with so much as a deep scratch in the paint, and when you fail, they fix it for you until it passes.

Our system is run by people looking to make a profit, therein lies the flaw.

a deep scratch fails.............

damn......

my car would make a good garder planter in that case....

you'll like this video http://www.mustangforums.com/m_4993994/mpage_2/key_/tm.htm

My insurance isn't that bad. I'm 16 and male. Mine is ~$1200 per year. I guess it's the spotless record and that I drive a 4cyl.