I regret to say I still owe 20K on my 07 ppackage vert, automatic with leather, shaker 500, etc...

$0.00!!!! Paid my car off 9 months early!!!!

One Arm and Two Legs. --makes it kinda hard cause its a stick.

Please don't think I am bragging, but when I bought the car, I paid for it right then. It did feel good knowing that I owed them nothing. ;)

I wasable to do this because I had some property that I had sold.

Zero here. Paid off at Christmas. But now I have upgrade fever! Do I supercharge or trade up to a low mileage used GT or stay put. Decisions, decisions.

like 15 or 16k...


i only bought it in october, still has that new car smell, kinda

Did you guys go through Ford to purchase the car or did you get a loan on the outside?

i went through ford.. the car was originally like 27k.. 4.9%financing

20k for the car and almost another 20k for what I have done to it. Ya im an idiot. Firstcar of my own what can I say......guess I got a lil to overzelous.

ORIGINAL: BlueDevil

Zero here. Paid off at Christmas. But now I have upgrade fever! Do I supercharge or trade up to a low mileage used GT or stay put. Decisions, decisions.


I say go for more mods. Why have a $300.00 payment on a GT, when you can put $300.00 towards mods every month. Insurance is also cheaper as well. (well, depends).

That is one reason why i am hanging onto the six, well that and a explorer payment.

ORIGINAL: BlueDevil

Zero here. Paid off at Christmas. But now I have upgrade fever! Do I supercharge or trade up to a low mileage used GT or stay put. Decisions, decisions.

That's always the big question. LOL! Our cars can take a supercharger pretty good so far. I believe only the people who have ran the track a lot and pushed the psi up have blown their motors. Anyone clarify on this for me? You should be fine withagood safedyno tune and a 11psi or less boost. Just be ready to rebuild the engine a bit earlier than you would have naturally aspirated.

...enough.... [&:]



ps. :D

$17,300 looking to sell.

$4500 or so on my O7 that I have had for a year now.
Been doubling and tripling up on the payments. ;)
$7K down helped a little bit also.

$0.00 Paid cash.

zero

ORIGINAL: Black Mamba GTT

20k for the car and almost another 20k for what I have done to it.Â* Ya im an idiot.Â* FirstÂ*car of my own what can I say......guess I got a lil to overzelous.


Looking at your car its so worth it ;)

I also payed mine off.

0

I got 14k to go.

Got the car and 3500.00 for my trade in.

Paid in full at delivery on 11/05. Felt great to own outright and also first new car in 32 years.

Paid for it out right.

Trying not to brag either, but the main reason my wife and I have a few $'s is because other than a mortgage, we have avoided paying interest over our 27 years of marriage like the plague. We always buy new cars and drive them them forever. The 1990 Acura Integra that the Pony took it's spot in the garage had 337,000 miles on it and still ran fine when we sold it.

The '04 is paid for as well as my '02 Ranger. Owe about $12K on the '07. Once its paid for later this year, I have to decide if I want a new GT for myself, orspend money for home improvements. Decisions, decisions.

...more than i can afford.

:(

started at 24k after tax title and regristration in June 05. I was the first one I knew to get one. now 151xx but I bought it with $0 down because I wasn't looking to buy when I got it but I wrecked a 2000 Monte Carlo. and I haven't been to work since october from medical issues so I haven't been able to make extra payments with any christmas money I coulda earned

Only made 2 payments (well $900 so3payments I guess)so far $15,200, put 7 grand down plus the 1 grand the dealership "put down" with 4.9 financing. $262 is my payment. Only 6 years to go woohoo!!!

I owe about 12 on it, I paid 17 for it (used) because the bank I work at has a partnership with the dealership as far as granting loans, etc. The first rule of buying a used stang is normally don't buy one thats already modded, but I paid 17 grand for an '06 vert in mint condition with magnaflow duals, CAI, GT bumper, pony package, leather, shaker 500, etc. only 12k miles, driven by a rich guys wife that used it to take the kids to school, who ended up trading it in for a Shelby. I couldn't pass that up, plus it was the exact color I wanted. just seemed like fate :) I would have chosen magnaflows on my own anyhow.

And to think, the other dealership wanted $410 a month to LEASE a GT coupe. Test driving the vert was my first time even being in a convertible, right away I knew it was worth it for me to sacrifice the V8 in favor of the vert with a 6banger. The only thing that I really had to "settle" on was that it was an auto. really hard to find a 6 with a stickshift around here, I almost ordered one from the factory, but that would have cost me around 10 thousand more.

ORIGINAL: 07 Stang

Please don't think I am bragging, but when I bought the car, I paid for it right then. It did feel good knowing that I owed them nothing. ;)

I wasable to do this because I had some property that I had sold.


Me to 07. I didn't sell property, but traded in my 02 Stang. Happy 1 year anniversary btw!

wow, they finance these cars for 6 years? I thought i was bad financing for 5 years.. my payment is 464.. that was with 5500 down.

i make my 11th payment next week.. only 19700 to go :(

ORIGINAL: jdphillips73

wow, they finance these cars for 6 years? I thought i was bad financing for 5 years.. my payment is 464.. that was with 5500 down.

i make my 11th payment next week.. only 19700 to go :(


What rate did you get? I know Ford was offering 0% rate when I bought mine, but I was paying in full and didn't bother to ask for the details.
I wonder how much you really are paying for the car when all is said and done?

as stated before, when i bought mine, ford only offered 4.9apr

if you paid cash for your car you saved some considerable cash for sure.. i got my bill of sale out, heres the details

sales price 26999
sales tax
other fees 1900
total price 28899
finance charge for five year financing 3120.99 (damn...i could have paid for the gt if i paid cash)

personally i think i got the best price on my new 07 v6 premium. black, red leather, 5 speed, shaker, display lights and a few others but no pony package or spoiler. i paid like 19052 or something close in a few dollars and only like not even 500 more in tax and title and registration. and i got 6.7% interest for only being 19 and no cosigner. its only been a2 1/2months and i owe like 18,500 now.

long live the mustang. lol. love these cars

0.000

What did you trade? That's funny that the dealer had to cut you a check.

ORIGINAL: TJW

Got the car and 3500.00 for my trade in.

ORIGINAL: mattthecat

personally i think i got the best price on my new 07 v6 premium. black, red leather, 5 speed, shaker, display lights and a few others but no pony package or spoiler. i paid like 19052 or something close in a few dollars and only like not even 500 more in tax and title and registration. and i got 6.7% interest for only being 19 and no cosigner. its only been a2 1/2months and i owe like 18,500 now.

long live the mustang. lol. love these cars


That is a good price, but I know there are others on here who have the Pony Package, Sirius Sat., leather seatsand IUP for $19K including myself. At the time Ford was offering a $1000 rebate and I was able to use some other incentives as well.

i have around 14. but it wil be paid in full in the next couple of months due to my new business venture in southamerica ;). haha. jk. were actually selling a house/property that we just flipped. it feels good to take an old P.O.S. and make it something nice with a little TLC and alot of elbow grease. :D

I owe 12.000 and I'm trading it in now for a 08 Black GT. The payments are the same, I just adding 3 years more on it. Its the first time I wasn't flip/flop on the payments

I honestly don't know, I'll just make the payments until they stop asking.

ORIGINAL: beaustang

I honestly don't know, I'll just make the payments until they stop asking.

shh, don't let them know that!

I tried to pay cash but get they wouldn't let me....weird shiet but I went with it and should have about 6,000 left to pay.

ORIGINAL: raylandm

I tried to pay cash but get they wouldn't let me....weird shiet but I went with it and should have about 6,000 left to pay.


They wouldn't let you pay cash????? So now you're paying interest on something you needn't have? Sounds like you'd have a case to claim your interest back (assuming you can prove it of course).






As of next saturday I'll owe nothing at all on anything other than the mortgage on my new house - I'm so glad I bought this place right before property prices shot up around here.

$8800 after a hefty down payment.....less than 200 a month .

I've been tempted to seehow muchthe dealer would offer me toward a GT but I probably don't want to know.

I owe ZERO! We traded a 2000 f250 with105,000 miles on itand got the stang for nothing! Its a really lng story but the place we took our truck to the salesman that helped us gave us the stang for our truck, just a trade nothing extra! And a 2005 ford F-250 turbo diesel that idk what my dad paid for it but it was pretty cheap, But our salesman got fired for the deal!

0

was upside down on her mariner so we still owe about 23k on the Mustang, and about 10k on the GTO

Mustang is 0% for 72 thru Ford, GTO was something like 5.9% thru a local place.

$0.00. Paid cash for it at purchase. The dealership let me drive off the lot in the new car while I went home to get my checkbook. What trusting souls! Saved up for years in order not to have yet another debt hanging over my head. Now, I am reimbursed for vacation time that I don't take at my job. Then, I use the reimbursement to fund modifications once a year.

Wel... brand new, make like 3 payments.... yeah dont like to think about it. But dont regret it at all!!!!

$25,000,000.:eek:

$0. We don't do car payments in our house.

$140,000 left.......i'm getting there[&:]. feels like $140k but im actually at about 14k left to go.

[:@]God mine is an used 05 and still owe more than most of you. I think I got a lil ripped off!! I mean the car was the premium with all the good stuff but still. jeeeeshhhh!!!

ORIGINAL: 07 Stang

ORIGINAL: jdphillips73

wow, they finance these cars for 6 years? I thought i was bad financing for 5 years.. my payment is 464.. that was with 5500 down.

i make my 11th payment next week.. only 19700 to go :(


What rate did you get? I know Ford was offering 0% rate when I bought mine, but I was paying in full and didn't bother to ask for the details.
I wonder how much you really are paying for the car when all is said and done?


My guess is that he is paying $33,340 for his car. That is 5 years or 60 months at $464 a month plus $5500 down.

what does this all mean for those of us who still owe?............interest and finance charges are a B*****TCH !!!![:@]

[:@]

ORIGINAL: Sancho805

what does this all mean for those of us who still owe?............interest and finance charges are a B*****TCH !!!![:@]


It means you get to sing the seven dwarfs song....."I owe, I owe, it's off to work I go....":D

Interest & finance charges are a sad part of life, if you don't already have one wait until you get a mortgage & work out how much interest you'll pay over 25-40 years:(. On the other hand, being a banker, interest helps pay my salary:).

ORIGINAL: ArcticFrog

$0.Â* We don't do car payments in our house.


+1

Aside from the mortgage, there's no point in paying the vig if you don't have to. At least with a mortgage, you usually build more equity than you pay out in interest. Not lately, but, you know, historically.

Around 18K or so....:(

$18,413.00 [:@]
Live in Michigan, and took it for a little spin yesterday. Haven't been able to
drive it in a few weeks. Told my husband I was only going to start it up...
maybe take it around the block. LOL He called me an hour later.

Had to drive it slow on the way home tho, had a cop on my butt.

ORIGINAL: Black Mamba GTT

[:@]God mine is an used 05 and still owe more than most of you. I think I got a lil ripped off!! I mean the car was the premium with all the good stuff but still. jeeeeshhhh!!!


How much do you still owe?

At the car show yesterday, my friend's husband was talking about how they would finance him for an eight year car payment. I said to him, "Have you lost your mind??? You don't want to be paying on a car for 8 years! Save your money for 3 years and pay for one." I also explained to him that by paying 8 years on a car, you would have tripled what the actualvalue of the car was.

ORIGINAL: UK PONY

ORIGINAL: Sancho805

what does this all mean for those of us who still owe?............interest and finance charges are a B*****TCH !!!![:@]


It means you get to sing the seven dwarfs song....."I owe, I owe, it's off to work I go....":D

Interest & finance charges are a sad part of life, if you don't already have one wait until you get a mortgage & work out how much interest you'll pay over 25-40 years:(. On the other hand, being a banker, interest helps pay my salary:).


yup, got a mortgage also. purchased condo AFTER my stang. originally had plans to pay off stang in 3 years tops with as little payed interest as possible. SO MUCH FOR THAT! [&:].....oh well, thats life. if it aint one thing, its always something else.

ORIGINAL: Sancho805

.....oh well, thats life. if it aint one thing, its always something else.



I've said for a while now that I want "It's always f-ing something" on my tombstone because no matter what the situation, what you're dealing with, or what your best-laid plans are, nothing always goes 100% as expected. If I had a PENNY for every time I've said "It's always f-ing something" I swear I'd be at least into the tens of thousands of dollars by now.

I still have 3,500$ left on my loan. Thats only cuz when i traded in my 04 mach1 they gave me $20,000 as a trade in and my 07gt i got out the door for 26,500$ fully loaded except heated leather. Got the X-plan price! I must be one of the luckiest 19yr old guys out there lol

Nada...got a decent trade-in off my 4-runner, paid cash for the balance. But still owe a butt-load on the F-150 SC 4x4 we bought 6 months later.:( Oh well...what would life be without a car payment.....besides more fun[X(]