Hi, I'm Carol from LaGrange, Ga...I'm looking at buying my 50th birthday present early(BD is in Dec)....I want a white '05 Mustang GT with ISAP, dark charcoal int., anti-theft, either man or auto transm. can't decide...legs are too short for clutch. I've test driven an automatic and loved it!! I love the forums...lots of info...how does anybody afford the insurance for these cars?! My insurance co wants $830/6mos.!!
< Message edited by teddybear1255 -- 3/28/2005 7:34:00 PM >
ORIGINAL: teddybear1255 My insurance co wants $830/6mos.!!
Hello Carol, welcome to the forums.
I caught your post in an earlier thread, but will comment on Insurance again.
Wow, that sounds like a lot for insurance. Is the theft rate really high in your area. My record isn't perfect, I am 46 and live in Indiana. I pay $850/year for my 05 GT, 5spd. I got the first bill this week. It is $8.70/month more than my 03 F150 truck was. I use State Farm, did you price them.
I do multicar discount. Have a beater 88 Eldorado, and a 94 Harley.
that is high! I pay $820.00 for full cover for 6 months for two vehicles(Mustang GT 94 and a 2004 Vue) and that is in California, and were I live it has a high theft rate. Excellent driving record. You might want to shop for a lower quote.
Hey, all...thanks for the replies... I'm not sure why my insurance is so high....I've been with the same ins. co for 20 years and no accidents or tickets on record. This town is not high for crime, that I know of. I'm still shopping around for the best price. I may have to go to an older model Stang instead. I sure would hate to have to give up on the '05 'cause of ins.
Of course all the Tangs are nice. Some Ins. companies seem to do you this way. Shop around, then let them know what you have found. Sometimes, they will give you the "right" rate you should have had all along. I can't imagine that I would pay halk your quote, here in Indianapolis, In.
Good luck !!
quote:
ORIGINAL: teddybear1255
Hey, all...thanks for the replies... I'm not sure why my insurance is so high....I've been with the same ins. co for 20 years and no accidents or tickets on record. This town is not high for crime, that I know of. I'm still shopping around for the best price. I may have to go to an older model Stang instead. I sure would hate to have to give up on the '05 'cause of ins.
Welcome to the forums. Nice pick on the stang, hope you don't rule out what you really want because of insurance. You should get a longtime member discount or something through that company, and if not, go someplace else. If you have a great driving record and all, you should NOT be paying that much. I don't pay but like $200 more every 6mos and i'm 19.
I think they're trying to rip you off.
Best of luck, and if you need help with anything, ask!
Welcome to the fourms Carol, I would totoally look into a different insurance company, I am 30 and i pay 700/6 months for full coverage on a 2001 mustang GT and a 2002 Dodge Ram 1500 I am with Nationwide. I would deff. shop that rate around, you should be able to do a lot better that. Good luck
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Sold the 01GT and now Starting all over again, this time looking for a 89-93 GT to supercharge.
Welcome to the fourms Carol, I would totoally look into a different insurance company, I am 30 and i pay 700/6 months for full coverage on a 2001 mustang GT and a 2002 Dodge Ram 1500 I am with Nationwide. I would deff. shop that rate around, you should be able to do a lot better that. Good luck
I have Nationwide as well, they're excellent with their quotes and also when it comes to making claims. Granted I've only made one claim when someone rearended me, but they were excellent when it came to handling it. Very affordable as well.
Teddybear1255--I just bought the car you want! See sig below!
As for insurance, I have Countrywide, 2 other cars on policy (98 BMW M3, 2000 Dodge Durango), no accidents or tickets, and I'm 44. I also have my sixteen year old insured on the car . I'm paying about $470.00 every six months for the 'stang. Not great, but better than $800.00. I live in Oregon. And Countrywide has GREAT customer service. You might check them out. You will LOVE this car!
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05 White Auto GT Charcoal Leather IUP, Active Anti-Theft Shaker 500, Side Airbags
I'd definately shop around for a better deal than that. I pay about 725/6 months for full coverage on 2 cars and renters insurance. USAA is a good company, but you have to be military or affiliated to go with them.
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1999 GT....Mac CAI, O/R H-Pipe, Cat-back, Steeda shifter, MIL eliminators 1997 Jetta Trek (wife's car) T-3 Turbo 10 psi, 2-1/2 turbo back exhaust, and an assortment of other goodies
Posts: 238
Joined: 1/13/2005 From: Cinci Status: offline
Sounds to me like if someone is willing to pay that much they will take it. Most numbers told are way to high. I pay less than $1200 a year for full coverage on 02 Mustang GT and 97 Maxima. I have a 4 points and the wife has a DUI wich is 6 points. I am 33 years old!!
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my 50th birthday present!! - 
RE: my 50th birthday present!! - 
. I'm paying about $470.00 every six months for the 'stang. Not great, but better than $800.00. I live in Oregon. And Countrywide has GREAT customer service. You might check them out. You will LOVE this car!
. I'm 46 and never had a ticket. I have an 2004 v6 and live in Texas.
