Anyone think this is ridiculous?
 

So my parents called in and checked the insurance cost of my would be 05 v6 automatic mustang. They were quoted 1060$ every 6 months. Im 20, have a 3.35 GPA after my sophmore year of college, and have no wrecks or citations on my record. Im really not sure why, but my parents seem hell-bent on using this insurance agency. If im not mistaken, theyre paying like 700 / 6 months on my 1.8L 4 banger saturn. Im pretty sure they're retarded.

RE: Anyone think this is ridiculous?
 

When I was 20 I got quoted 1400 every 6months for PLPD (liability only) on a 16 yr old car!!!!
-P.

RE: Anyone think this is ridiculous?
 

mine is similar to that but i am 17

RE: Anyone think this is ridiculous?
 

They might want to stick with that insurance company because of their homeowner's insurance.

RE: Anyone think this is ridiculous?
 

Im 20 as well (almsot 21 5 months WEWT) and my insurance on my stang is about 1200 every six months, thats with an accident on my record (so glad i dont have to drive taht POS focus anymore), but i did this course called safe drivers, idk if all agencys offer it but statefarm does, you watch a video and answer questions in a booklet turn it all in and your insurance drops signifigantly. You may want to look into that. Without it id be paying nearly 1800

RE: Anyone think this is ridiculous?
 

That seems rediculous because mine is only 105 a month and i am 16 and mine is a stick. This might help.

>>>You should list your mother or father as the primary driver and you as a secondary driver. That brings it down a ton, and it's perfectly legal. <<<<

What insurance do you have? My mom is a teacher so we have some special teacher insurance thingy, but i don't think it would make that much of a difference.

Do you live in a big city where alot of cars are stolen? That can raise the price of your insurance.

RE: Anyone think this is ridiculous?
 

I get charged about $1800 every 6. I have a DUI for dope. Im 23 going on 24 this july. I would love to pay about $176 a month. Thats actually pretty good man. I pay $300 a month would be $340 if I didn't pay in full. You got to remember too the V6 Mustang is considered a high performance car even though it is a 6. I know its crazy. I think to my self (It's not a V8? In not that true V8 muscle?) But actually for being 20 with nothing on your record $176 a month or $1060 every 6 is straight dude. I would have soo much extra money!!![:@] Man I kick my self in the butt. My DUI is not dropping until 3 more years [:@]

It pretty decent man, could be worse

RE: Anyone think this is ridiculous?
 

Have you checked to see what your insurance quote would be if the car was titled in one of your parents name. I know that saved me over 600 bucks to do it that way. I wouldn't see being that much especially with a clean record.

Hoops_5_1

RE: Anyone think this is ridiculous?
 

This is very true.. and is it Geico by any chance? I remember paying what seemed to be ridiculously high prices until I switched over to a another one. Not to down Geico, they are a very top notch insurance. Just too high for me.


Have you tried Bob's Fish, Chip's, and Insurance? Very good customer service!

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RE: Anyone think this is ridiculous?
 

wow, okay i guess thats better than i thought. No, actually i checked geico last night and it was 937 quoted online. Im not sure what company it is, but i do know its not the same as our home-owners. I'm definately gunna check on sticking them as the primary. I just dont see explaining it if i do have an accident 200 miles from home. lol.